أثر تمويل البنك الزراعي السوداني علي منتجي الدواجن‬ ‫بولية الخرطوم

Abstract

Abstract The purpose of the study is to investigate the impact of credit, which is provided by Agricultural Bank of Sudan for poultry producers in Khartoum State. To achieve such purposes, inferential and descriptive statistics where applied to data which where collected through field survey in Khartoum State during 2005, using simple sampling technique, forty-five producers where randomly selected as sample size. The study gave the following results: - - Credit extended by Agricultural Bank to poultry producers in Khartoum State covered about 35% of poultry producers in the state and its not sufficient. - Poultry producers get their credit easily but the granting grace period for repayment is short. - Most of poultry producers who are dealing with the bank are small scale producers, and mainly married, male and they have good experience. - Prevailing form of financing is Morabaha. - The result of correlation and regression analysis indicated that there is appositive relation ship between the monthly egg production as a dependent variable, and the numbers of producing hens, hatch area and the age of the farm. Finally, the study recommended that: - • Special consideration should be given for financing poultry production special consideration. 5 • Sufficient resources should be made available for financing poultry production and stopping credits during production period should be avoided. • A consortium of financing should be created between banks and financing institutions to finance and expand modern poultry production enterprise in the state. • Coordination with other specialized institutions, which have interests in poultry production like research, extension and health units as well as producers and importers, should be enshrouded and promored. • Facilitate guarantee measures for maximum benefit from loans at the same time guarantying the rights of the bank. e.g. increase credit margin for personal guarantee with cheque for those producers who have good records in their dealing with the Bank. • Attention should be given for extension & awareness to raise the dealing culture especially with different parts of the bank financing.