Abstract:
The advancement in banking systems and services and computer technologies has resulted in a growing user demand for fast and secure bank services.
The cardless ATM allows account-holders to withdraw cash from the ATM without a card. Instead a set of verification codes are used to identify the customer. It also allows non account-holders to perform the withdrawal using a verification code.
The cardless ATM provides services following one of two scenarios. The first one is account-holders, where it allows them to specify the required amount of money and generates a verification code which will be entered to the ATM instead of the credit card. This is most useful when the credit card is not present or lost. The other scenario serves the customer or the non account holder, where it also provides two verification codes, one sent by the account-holder and the other sent by the Bank server. The Cardless ATM also allows the transfer of cash between bank accounts. A website is created for the administrator to manage accounts.
